Latest News
Why High-Income Earners Should Consider a Wage Loss Replacement PlanOctober 6, 2026 - 3:39 pm
How To Use Insurance To Provide Your Family With Financial ProtectionSeptember 2, 2026 - 12:30 pm
The Impact of Rising Costs on Employee BenefitsAugust 6, 2026 - 1:46 pm
Insurance products, including segregated fund policies, are offered through Horizon Financial Group, and Financial Advisors Marc Sayer, Valerie Sayer and Conner Anastasakos offer mutual funds through IPC Wealth Inc. IPC Wealth Inc. is a member of CIRO and the Canadian Investor Protection Fund.
Any activity in relation to titles of President, Chief Investment Officer and Vice-President of Horizon Financial Group is related to insurance business only and is not the business of/or under the supervision of IPC Wealth Inc.
IPC Wealth and design are trademarks of Investment Planning Counsel Inc. and used under license by IPC Wealth Inc.
What Is Participating Whole Life Insurance?
/in 2026, Blog, Insurance/by Horizon FinancialParticipating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it’s for, and how it compares to other types of life insurance.
Tax Lines to Look Out For on Your 2025 Canadian Tax Return
/in 2026, Blog/by Horizon FinancialThe 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
Ontario Budget 2026
/in 2026, Blog/by Horizon FinancialThe 2026 Ontario Budget brings major changes for small business owners, home buyers, and investors. From a cut to the small business tax rate to an enhanced HST rebate on new homes, here is what you need to know and how it could affect your finances.
2026 Canada Money Facts
/in 2026, Blog, tax/by Horizon Financial2026 Canada Money Facts – Get the latest TFSA, RRSP, FHSA, CPP, OAS, and RESP limits. Stay informed on savings, pensions, and benefits for the year ahead!
Organizing Your Final Decade for Retirement
/in 2026, Blog, Government Budget, tax/by Horizon FinancialAre you retirement-ready for 2026? Discover the specific math behind CPP and OAS benefits, the new tax-sheltered contribution limits, and why tax-exempt life insurance may be your missing ‘third bucket.’ Learn how to bridge the gap between government support and the lifestyle you’ve earned.