As 2025 wraps up, it’s time for business owners to focus on smart year-end tax strategies. Learn how to manage cash flow, balance salary and dividends, and take advantage of deductions and credits before December 31.
https://horizonfinancial.ca/wp-content/uploads/2025/12/2025-Year-End-Tax-Tips-1.png7001200Horizon Financialhttps://horizonfinancial.ca/wp-content/uploads/2019/12/horizonEnfold2.jpgHorizon Financial2025-12-02 15:06:262025-12-02 15:06:402025 Year-End Tax Tips and Strategies for Business Owners
The end of 2025 is the perfect time to get organized and take advantage of key tax-saving opportunities. From RRSPs and TFSAs to family credits and student benefits, these practical year-end tips can help you save money and prepare for tax season with confidence.
https://horizonfinancial.ca/wp-content/uploads/2025/12/2025-Year-End-Tax-Tips.png7001200Horizon Financialhttps://horizonfinancial.ca/wp-content/uploads/2019/12/horizonEnfold2.jpgHorizon Financial2025-12-01 12:27:192025-12-01 12:27:342025 Personal Year End Tax Tips
The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
RRIFs come with required annual withdrawals that increase over time. Learn how much you must take out, how it’s taxed, and how to make the most of your retirement income.
https://horizonfinancial.ca/wp-content/uploads/2025/11/RRIF2025FI.png7001200Horizon Financialhttps://horizonfinancial.ca/wp-content/uploads/2019/12/horizonEnfold2.jpgHorizon Financial2025-11-03 06:36:582025-11-03 06:37:14What You Need to Know About RRIFs
Leaving your employer? One of the biggest financial choices you’ll face is whether to take your pension or leave it. Learn about your options, key considerations, tax rules, and what unlocking your pension really means so you can make a confident decision about your future.
https://horizonfinancial.ca/wp-content/uploads/2025/10/Leaving-Your-Employer-–-Should-You-Take-Your-Pension.png7001200Horizon Financialhttps://horizonfinancial.ca/wp-content/uploads/2019/12/horizonEnfold2.jpgHorizon Financial2025-10-01 06:42:452025-10-01 06:43:14Leaving Your Employer – Should You Take Your Pension?
2025 Year-End Tax Tips and Strategies for Business OwnersDecember 2, 2025 - 3:06 pm
2025 Personal Year End Tax TipsDecember 1, 2025 - 12:27 pm
2025 Federal Budget HighlightsNovember 5, 2025 - 11:54 am
2025 Year-End Tax Tips and Strategies for Business Owners
/in 2025, Blog, business owners, Financial Planning, tax/by Horizon FinancialAs 2025 wraps up, it’s time for business owners to focus on smart year-end tax strategies. Learn how to manage cash flow, balance salary and dividends, and take advantage of deductions and credits before December 31.
2025 Personal Year End Tax Tips
/in 2025, Blog, Financial Planning, individuals, tax/by Horizon FinancialThe end of 2025 is the perfect time to get organized and take advantage of key tax-saving opportunities. From RRSPs and TFSAs to family credits and student benefits, these practical year-end tips can help you save money and prepare for tax season with confidence.
2025 Federal Budget Highlights
/in 2025, Blog, business owners, Estate Planning, Family, Financial Planning, incorporated professionals, individuals, Investment, mortgage, personal finances, Professional Corporations, Professionals, Retirees, retirement, tax/by Horizon FinancialThe 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
What You Need to Know About RRIFs
/in 2025, Blog, Investment, pension plan, Retirees, retirement/by Horizon FinancialRRIFs come with required annual withdrawals that increase over time. Learn how much you must take out, how it’s taxed, and how to make the most of your retirement income.
Leaving Your Employer – Should You Take Your Pension?
/in Blog, Investment, pension plan, Retirees, retirement/by Horizon FinancialLeaving your employer? One of the biggest financial choices you’ll face is whether to take your pension or leave it. Learn about your options, key considerations, tax rules, and what unlocking your pension really means so you can make a confident decision about your future.