Get in Touch
Latest News
About
As one of the largest providers of benefit consulting and administration services to Southern Ontario for more than a decade, we help you to take advantage of our flexible solutions to develop pension, health and group benefit strategies.
Insurance products, including segregated fund policies, are offered through Horizon Financial Group Inc., and investment representatives Marc Sayer, Valerie Sayer, Conner Anastakotos, offer mutual funds and referral arrangements through Quadrus Investment Services Ltd. Any activity in relation to the titles of President and Chief Investment Officer and Vice President and Senior Financial Advisor, are in related to insurance business only and is not the business of/or under the supervision of Quadrus Investment Services Ltd.
The Health Spending Account for Business Owners and Incorporated Professionals
/in Blog, financial advice, Financial Planning, Insurance /by Horizon FinancialDiscover a game-changing solution to manage medical expenses efficiently – the Health Spending Account. As a business owner, reduce tax burdens and provide tax-free benefits to yourself and employees. No monthly premiums, cost-effective, and hassle-free reimbursement process. Unlock the full potential of your healthcare budget now.
Protecting Key Talent using Group Benefits
/in Blog, business owners, dental benefits, Group Benefits, health benefits /by Horizon FinancialDiscover the secrets to retaining your organization’s most valuable employees and gaining a competitive edge in today’s dynamic job market. Learn how group benefits play a crucial role in fostering a knowledgeable and engaged workforce. From comprehensive health coverage to career development opportunities, this article unveils the keys to a sustainable future. Don’t miss out on the chance to build a stronger, more prosperous tomorrow for your company. Read on and unlock the potential of group benefits!
Essential tips for paying less tax and keeping more of your retirement income
/in Blog, Family, Investment, Retirees, tax /by Horizon FinancialIt’s important to make the most of your retirement income. To do so, you need to be aware of what income is and isn’t taxable, and also how to make the most of the tax breaks you’re entitled to. This article outlines the four main steps you need to take to ensure you keep as much of your retirement income as possible:
1. Make a financial plan.
2. Split your pension income.
3. Buy an annuity.
4. Be aware of retirement-related tax breaks.
Do you have enough for retirement?
/in Blog, business owners, Family, farmers, financial advice, Financial Planning, Investment, Professionals, Retirees /by Horizon FinancialMany of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time to consider the three critical stages of retirement planning.
1) Accumulation
2) Pre-retirement
3) Retirement
Understanding Tax-Free Savings Accounts (TFSAs)
/in Blog, Investment /by Horizon FinancialA Tax-Free Savings Account is a powerful tool to help you achieve your financial goals. Whether you’re saving for a new home, planning for retirement, or investing in your children’s education, a TFSA can be a valuable part of your financial strategy. The flexibility and tax advantages it offers make it a great choice for many Canadians.
Remember, the sooner you start, the more time your investments have to grow tax-free. Every dollar counts when you’re planning for the future, and a TFSA can help you make the most of your savings.
Don’t wait until tomorrow to start planning for your future. Contact us today to begin your journey to financial security today.