Get in Touch
Latest News
About
As one of the largest providers of benefit consulting and administration services to Southern Ontario for more than a decade, we help you to take advantage of our flexible solutions to develop pension, health and group benefit strategies.
Insurance products, including segregated fund policies, are offered through Horizon Financial Group Inc., and investment representatives Marc Sayer, Valerie Sayer, Conner Anastakotos, offer mutual funds and referral arrangements through Quadrus Investment Services Ltd. Any activity in relation to the titles of President and Chief Investment Officer and Vice President and Senior Financial Advisor, are in related to insurance business only and is not the business of/or under the supervision of Quadrus Investment Services Ltd.
Rules changed to allow more struggling business owners access to CERB, Wage Subsidy. Summer jobs program increased to 100%
/in 2020 Only, Blog, Business Owners, Coronavirus /by Horizon FinancialA big win today for some small business owners who previously did not qualify for the $500/week Canada Emergency Response Benefit (CERB) or the 75% Canada Emergency Wage Subsidy (CEWS).
Accepting Applications starting April 6th – Canada Emergency Response Benefit (CERB)
/in 2020 Only, Blog, Coronavirus /by Horizon FinancialThe sheer volume of applications for the Canada Emergency Response Benefit (CERB) will likely overwhelm the system. If you or someone you know need to apply for this benefit, we suggest you prepare TODAY before the applications begin:
Double check your myCRA account username and password
Setup Direct Deposit with CRA
Tax Loss Selling
/in 2020 Only, Blog, Coronavirus, Investment, tax /by Horizon FinancialOver the last few weeks, the financial market has taken a downturn amidst fears over Coronavirus.
Understandably, you are concerned with your portfolio, it’s important to stay level-headed to avoid making financial missteps. However, staying level-headed doesn’t necessarily mean you sit there and do nothing. In fact, one consideration you can look is taking an active tax management approach.
Tax loss selling is a strategy to crystallize or realize any capital losses in your non-registered accounts so it can be used to offset any capital gains.
Self Owned vs. Bank Owned Mortgage Insurance
/in Blog, Family, individuals, life insurance /by Horizon FinancialBefore buying insurance from your bank to cover your mortgage, please consider your options. What does the insurance cover?
Covid 19 Information for Plan Administrators
/in 2020 Only, Blog, Investment /by Horizon FinancialThe Coronavirus disease has created challenges across Canada and the world. It’s important to stay informed and educated so you’re equipped to take care of yourself, your family and your business. We are ready to serve you and answer any questions you have about your employee benefits, insurance and investment. Please feel free to contact […]