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As one of the largest providers of benefit consulting and administration services to Southern Ontario for more than a decade, we help you to take advantage of our flexible solutions to develop pension, health and group benefit strategies.
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Insurance products, including segregated fund policies, are offered through Horizon Financial Group Inc., and investment representatives Marc Sayer, Valerie Sayer, Conner Anastakotos, offer mutual funds and referral arrangements through Quadrus Investment Services Ltd. Any activity in relation to the titles of President and Chief Investment Officer and Vice President and Senior Financial Advisor, are in related to insurance business only and is not the business of/or under the supervision of Quadrus Investment Services Ltd.
RDSP Explained
/in Blog, disability, Family, Investment /by Horizon FinancialSecure the future for loved ones with disabilities through the Registered Disability Savings Plan (RDSP). Take advantage of tax-deferred growth and generous government contributions to build long-term financial security. Learn how the RDSP can be a powerful tool for your family’s financial planning.
Renewing Your Group Benefits Plan
/in Blog, business owners, Group Benefits, health benefits, incorporated professionals /by Horizon FinancialIs it time to renew your group benefits plan? Discover how to maximize this opportunity by refining health, dental, and specialty coverages, staying on budget, and keeping your team’s priorities at the forefront.
Understanding Taxes Payable at Death in Canada
/in Blog, Estate Planning, financial advice, tax /by Horizon FinancialDiscover how taxes impact your estate in Canada and explore strategies to minimize the burden. Learn how to manage earned income, deemed disposition, and withdrawals at death to preserve your legacy.
Understanding the Registered Education Savings Plan (RESP)
/in Blog, Family, Investment, Registered Education Savings Plan /by Horizon FinancialUnlock the power of an RESP to secure your child’s educational future. Learn how tax-deferred growth, government grants, and flexible contribution options can ease the burden of rising post-secondary costs. Plan today for a brighter tomorrow!
What is disability insurance?
/in Blog, business owners, disability, disability insurance, Family, farmers, financial advice, health benefits, incorporated professionals, individuals, Insurance, Professionals /by Horizon FinancialDiscover how disability insurance can safeguard your income if you’re unable to work due to injury or illness. Learn about the benefits, how it works, and why it’s crucial for everyone, especially the self-employed.