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As one of the largest providers of benefit consulting and administration services to Southern Ontario for more than a decade, we help you to take advantage of our flexible solutions to develop pension, health and group benefit strategies.
Insurance products, including segregated fund policies, are offered through Horizon Financial Group Inc., and investment representatives Marc Sayer, Valerie Sayer, Conner Anastakotos, offer mutual funds and referral arrangements through Quadrus Investment Services Ltd. Any activity in relation to the titles of President and Chief Investment Officer and Vice President and Senior Financial Advisor, are in related to insurance business only and is not the business of/or under the supervision of Quadrus Investment Services Ltd.
Understanding Taxes Payable at Death in Canada
/in Blog, Estate Planning, financial advice, tax /by Horizon FinancialDiscover how taxes impact your estate in Canada and explore strategies to minimize the burden. Learn how to manage earned income, deemed disposition, and withdrawals at death to preserve your legacy.
Understanding the Registered Education Savings Plan (RESP)
/in Blog, Family, Investment, Registered Education Savings Plan /by Horizon FinancialUnlock the power of an RESP to secure your child’s educational future. Learn how tax-deferred growth, government grants, and flexible contribution options can ease the burden of rising post-secondary costs. Plan today for a brighter tomorrow!
What is disability insurance?
/in Blog, business owners, disability, disability insurance, Family, farmers, financial advice, health benefits, incorporated professionals, individuals, Insurance, Professionals /by Horizon FinancialDiscover how disability insurance can safeguard your income if you’re unable to work due to injury or illness. Learn about the benefits, how it works, and why it’s crucial for everyone, especially the self-employed.
Getting Ready for Money Emergencies
/in Blog, Debt, Family, financial advice, Financial Planning, incorporated professionals, individuals, Investment, personal finances, Professionals /by Horizon FinancialFacing unexpected financial emergencies? An emergency fund acts as your financial safety net, ensuring peace of mind without dipping into savings or incurring debt. Start small, build steadily.
Network of Professionals
/in Accountants, Blog, business owners, Center of Influences, Estate Planning, Family, farmers, financial advice, Financial Planning, incorporated professionals, individuals, Insurance, Investment, life insurance /by Horizon FinancialAs a financial advisor, my primary goal is to help you achieve financial clarity by accessing a network of dedicated professionals. Together, we provide personalized advice and services to help you make informed decisions and secure your future. Think of me as your financial coordinator, ensuring every aspect of your financial life works smoothly.