Get in Touch
Latest News
- 2025 Ontario BudgetMay 21, 2025 - 10:14 am
- 2025 Ontario Tax RatesMay 2, 2025 - 4:23 pm
- Tax Tips for Filing Your 2024 Income Tax ReturnMarch 31, 2025 - 6:09 am
About
As one of the largest providers of benefit consulting and administration services to Southern Ontario for more than a decade, we help you to take advantage of our flexible solutions to develop pension, health and group benefit strategies.
Why Should I Review My Life Insurance?
/in Blog, life insurance/by Horizon FinancialIt’s important to review your life insurance regularly to ensure your policy is up-to-date and see if you require any coverage changes. Here are some reasons you may need to update your life insurance:
• You’ve gotten married or divorced or had a baby.
• You’ve changed jobs.
• You’ve taken on some debt.
• You’re supporting additional family members.
• You’ve bought a new home.
• A loved one has a change in their health.
When should I buy life insurance?
/in Blog, life insurance/by Horizon FinancialLife insurance is something you can use at any age. Whether you’re in your 20s or approaching retirement, you can benefit from having life insurance. Our article, “When should I buy life insurance”? can help you understand:
• What the two main types of life insurance are – term and permanent
• When term insurance is better for you and when permanent insurance is
• How life insurance can benefit you at different ages
• What costs life insurance can help your loved ones’ cover
“Final Pivot” – COVID-19 Emergency Benefits expire October 23rd, replaced by targeted supports
/in Blog, Coronavirus/by Horizon FinancialOn Thursday, October 22nd, Deputy Prime Minister and Finance Minister Chrystia Freeland announced the “final pivot in delivering the support needed to deliver a robust recovery.” This “Final Pivot” means several existing pandemic support programs for individuals and businesses will expire on October 23rd, 2021:
– Canada Recovery Benefit (CRB)
– Canada Emergency Rent Subsidy (CERS)
– Canada Emergency Wage Subsidy (CEWS)
The Five Steps to Investment Planning
/in Blog, Financial Planning, Investment/by Horizon FinancialAn investment advisor can help you figure out what the right investment choices are for you.
The five steps to investment planning are:
• Meeting your investment advisor
• Determining your goals and expectations
• Developing your investment plan
• Implementing your investment plan
• Monitoring the plan
The sooner you start planning for retirement, the sooner you can get there! An investment advisor can help you get there quicker.
Paying for Education
/in Blog, Debt, Family, life insurance/by Horizon FinancialPost-secondary education can be expensive, however having the opportunity to plan for it helps with making sure that you’re capable to meet the costs of education.